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STILLFANTASY UNIVERSAL HUB
Legal Agreement

Terms of Service

Effective Date: September 10, 2026

1. Acceptance of Terms

By accessing or using STILLFANTASY utilities, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access our services.

2. Informational & Non-Fiduciary Disclaimer

All calculators—including the PITI Mortgage Calculator, Compound Interest Simulator, and FIRE Retirement Planner—are mathematical estimation utilities intended strictly for informational and educational purposes. They do not constitute certified financial, mortgage, legal, or investment advice.

3. Intellectual Property

The layout, codebase, responsive design system, and proprietary algorithm wrappers of STILLFANTASY are protected under international copyright and intellectual property laws.